The doc couldn't cut the toenail out , because my toe is too infected, and all I got was a prescrption for an antibiotic. But THAT was not why I had a pity party either.
No, I had a pity party because I started dwelling on my insurance dilema. I was supposed to have to pay $134.00 monthly for it after I retired. But because I had a lapse in coverage in 06 when I took an unpaid sabbactical I was told my payment would be over $600.00 dollars a month. I protested, and insisted the LA state teacher's office be consulted.(Thought the local school board had made a mistake. I stood there while she called. It was not a mistake. They took over $600.00 out of my tiny check. So I had to cancel. Now I have no insurance.
So the pity party was a "How can they do that to me, and why couldn't I have my insurance at the cost I was quoted before I retired, and dadgummit they knew I took a year off when they did my quote, and now I had to think it over big time before I could even go to the doctor, and ....., and ......., and......."(fill in the blanks..it probably crossed my mind..)
I finally decided to buy a breadmaker, and whatayaknow...they don't have the first one. Not one. further,they are not expecting a shipment either. Blah.
But I just got an e-mail from an old friend (since 1974) I am feeling better tonight, and just finished reading some comments from my blog buddies.There is chocolate in the house and Christmas movies every night. I hobbled around and got my tree up, and my dog and kitty adore me. Church was great last night , and Jesus loves me. PARTY OVER!
Definitely wasn't a good day for you, Jackie, and I sympathize and empathize. Some years ago, I had the same insurance and when it ended, I called ONE day after (to chg from cobra to my own name). Nope, they wouldn't do it at the same price, so I was out of luck for any health insurance until just recently. This info isn't going to help you at all, just letting you know you weren't alone. I called AARP and they put me with their ins. co which is Aetna. After filling out a gazillion questions, I finally got a quote and am now enrolled. $604 per month. Makes a person sick just looking at that figure. So you see, I know what you're talking about but I couldn't wait another minute for some insurance. In a year, I'll be able to drop it and go on Medicare (as long as there's still such a thing) and then I'll buy a little supplement to go with it and be back in business. Until then, I'm tightening my belt till I can hardly breathe.
ReplyDeleteWe all love you Jackie. I am so sorry about your insurance coverage. That really sucks! Eat some chocolate and pet the dog and kitty for me.
ReplyDeletehugs,
Beth
Oh Jackie, I'm so sorry about your insurance... BUT--someone in the school system should have told you that taking that year off would effect some of your retirement benefits.
ReplyDeleteI retired early (age 62) but was on my husband's insurance for a few years. He then retired a year before Medicare kicked in. Neither of us had insurance benefits. SO we got some catastrophic insurance for one year --which would only have paid for something major --like a car accident. We were healthy --so it worked for us. BUT--if you have health problems, I'm not sure what you will do.
Can you get another job for a few years --which would offer some benefits such as hospitalization??? Well---I can understand why you had a Pity Party... I would also!!!!
Keep us posted. I still cannot believe that your school system wouldn't have told you about this... That stinks.
Hugs,
Betsy
Me again----why don't you qualify for disability?? Have you talked to a lawyer or a doctor --or someone who knows????
ReplyDeleteHope you can work it out...
Betsy
I hate it when people get the shaft and it's happening so much. You had a right to a pity party. Good idea about trying disability.
ReplyDeleteI have no clue what town Glenco is near. Isn't that where you visited? I hope that infection goes away soon.
Jenny, I stopped by your blog and left a message about it all. thanks! you are a sweetie!
ReplyDeleteBeth, I did as you suggested. I hit the chocolate!
Betsy, I may qualify, but I was told I had to be not working for a year. I have no money for a lawyer.